by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 21, 2025 | First Time Home Buyers, Home Buying, Mortgage Rates, Real Estate, Selling Your Home
One of the biggest misconceptions in home buying is focusing solely on interest rates. Here’s the truth: you only get one chance to lock in a lower home price. Interest rates, on the other hand, can always be improved through a refinance when they drop in the future....
by Chris Kobz, SVP & Director of California Employee Loan Program | Dec 10, 2024 | Home Buying, Real Estate
Why Buying a Home Can Help Build Wealth Over Time For many, buying a home is the largest financial decision they’ll ever make—and it’s also one of the most effective ways to build wealth. While renting is simply an expense, homeownership offers an opportunity to grow...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 20, 2024 | Home Buying, Housing Inventory, Real Estate
Springtime brings more than just blooming flowers and warmer weather—it’s also an ideal season to consider purchasing a home. From favorable market conditions to the vibrant atmosphere, here are the top five reasons why spring is the perfect time to make your...
by Chris Kobz, SVP & Director of California Employee Loan Program | Oct 17, 2023 | Real Estate, Selling Your Home
Selling your house is a big decision. It’s a mix of excitement and nerves all bundled up. A key factor in ensuring a successful sale is finding the right listing agent who can expertly navigate you through the process. A listing agent, also known as a...
by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 19, 2023 | First Time Home Buyers, Home Buying, Housing Inventory, Mortgage Rates, Real Estate
Ever wondered why finding a house to buy feels like searching for a needle in a haystack these days? It’s a legit question, and you might be thinking about waiting for better times, but hold on a sec – that might not be the smartest move. Here’s the...