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Most Buyers Can Afford More Than They Think
What if buying a home was easier — and more affordable — than you thought? Most buyers overestimate what it takes to qualify for a home. With the CELP Team at Fairway, it only takes a few minutes to see what’s truly possible — and you can do it all from the comfort of...
Tired of Juggling Payments? See How a Mortgage Could Help You Simplify Your Finances
If you’re a California public employee and feeling overwhelmed by multiple monthly bills—credit cards, car payments, student loans—you’re not alone. It’s tough to get ahead when everything’s pulling from your paycheck at once. But there’s a smarter way to manage it...
The Importance of Timing the Market: Why Waiting Could Cost You
The real estate market is always shifting, and right now, it's tilting in favor of buyers. If you’ve been thinking about purchasing a home, this could be your golden opportunity. However, waiting too long could mean missing out on key advantages that won’t last...
Save Big with the California Employee Loan Program – Purchase, Refinance, and Cash-Out Options!
At Fairway Independent Mortgage Corporation, we’re proud to offer exclusive benefits through our California Employee Loan Program (CELP) that can help you save thousands when buying, refinancing, or taking cash out. Whether you’re looking to purchase a home,...
Navigating the California Mortgage Market: Your Guide to Homeownership
California is known for its beautiful landscapes, vibrant cities, and diverse communities—but it’s also famous for its competitive housing market. If you’re considering purchasing a home in California, understanding the mortgage process is essential to ensuring a...
California Public Employees: Now’s the Time to Maximize Your Home Equity!
With interest rates continuing to drop and exclusive discounts for California’s city, county, and state employees, there has never been a better time to evaluate your financial situation and see how a Cash-Out Refinance can help you consolidate debt, lower your...
Own a Home with No Down Payment – Let’s Explore Your Options!
Thinking about buying a home but worried about the upfront costs? The California Employee Loan Team is trained and certified in all CalHFA programs, giving you access to exclusive assistance that can cover your down payment and closing costs. What is CalHFA and Why...
Soft vs. Hard Credit Pulls: How Fairway Protects Your Credit and Privacy
When starting the home loan process, one of the most common concerns among buyers is how a mortgage preapproval will impact their credit score. At Fairway Independent Mortgage Corporation, we prioritize your financial well-being and privacy. That’s why we use a...
How to Make Your Home Offer Stand Out in a Competitive Market with a Strong Preapproval
If you're thinking about buying a home, you've probably heard that the real estate market can be competitive. In many areas, desirable homes receive multiple offers within days—or even hours—of hitting the market. When sellers have multiple offers to choose from, how...
Why Timing the Price, Not the Rate, Is the Key to Smart Home Buying
One of the biggest misconceptions in home buying is focusing solely on interest rates. Here’s the truth: you only get one chance to lock in a lower home price. Interest rates, on the other hand, can always be improved through a refinance when they drop in the future....
