The 10-Year Treasury Just Dropped Below 4% — What That Means for Mortgage Rates (and Public Employees)
For the first time in almost a year, the 10-year Treasury yield has fallen below 4%. Why does this matter? Because mortgage rates are closely tied to the 10-year Treasury — when yields drop, mortgage rates often follow. But here’s the catch: the last time we saw this level, it didn’t last long. Rates quickly bounced back up, leaving […]
Don’t Miss Your Refi Window: How Refinancing Could Save You Hundreds Each Month
If you’ve been keeping an eye on mortgage rates, now is the time to lean in. They’re at a level that could mean serious savings—we’re talking hundreds of dollars a month. If refinancing has been sitting on your to-do list, this could be the window you’ve been waiting for. Let’s look at what’s possible. Imagine […]
Save Big with the California Employee Loan Program – Purchase, Refinance, and Cash-Out Options!
We’re proud to offer exclusive benefits through our California Employee Loan Program (CELP) that can help you save thousands when buying, refinancing, or taking cash out. Whether you’re looking to purchase a home, consolidate debt, or fund a project, our program provides rate reductions and closing cost credits across nearly all of our loan products. […]
Mortgage Rates Are Low – Is It Time to Refinance?
Did you hear? Mortgage rates are at a 15-month low right now, and with the Fed cutting rates, they might drop even more. If you’ve been thinking about refinancing your mortgage, this could be a great time to do it and save some money. But before jumping in, let’s break down how to figure out […]