by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 17, 2025 | Home Prices, Home Refinance
For the first time in almost a year, the 10-year Treasury yield has fallen below 4%. Why does this matter? Because mortgage rates are closely tied to the 10-year Treasury — when yields drop, mortgage rates often follow. But here’s the catch: the last time we saw this...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jun 5, 2025 | Home Refinance, Market Update, Mortgage Rates
If you’ve been keeping an eye on mortgage rates, now is the time to lean in. They’re at a level that could mean serious savings—we’re talking hundreds of dollars a month. If refinancing has been sitting on your to-do list, this could be the window you’ve been...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 27, 2025 | Home Buying, Home Refinance
We’re proud to offer exclusive benefits through our California Employee Loan Program (CELP) that can help you save thousands when buying, refinancing, or taking cash out. Whether you’re looking to purchase a home, consolidate debt, or fund a project, our program...
by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 10, 2024 | Market Update, Mortgage Rates, Real Estate
Did you hear? Mortgage rates are at a 15-month low right now, and with the Fed cutting rates, they might drop even more. If you’ve been thinking about refinancing your mortgage, this could be a great time to do it and save some money. But before jumping in, let’s...
