by Chris Kobz, SVP & Director of California Employee Loan Program | Oct 8, 2024 | First Time Home Buyers, Home Buying, Market Update, Mortgage Rates
Timing is everything, maybe. The recent jobs report was a reminder to homebuyers and homeowners looking to refinance that trying to time mortgage rates is tricky and can be risky. Many people expecting lower rates were surprised when they went up instead. Last week,...
by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 18, 2024 | Down Payment Assistance, First Time Home Buyers, Home Buying
Buying a home for the first time can feel like a big leap, especially in California where home prices can be intimidating. But don’t worry—there are several programs available that can help make homeownership more accessible and affordable. Two of the main...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 20, 2024 | Home Buying, Housing Inventory, Real Estate
Springtime brings more than just blooming flowers and warmer weather—it’s also an ideal season to consider purchasing a home. From favorable market conditions to the vibrant atmosphere, here are the top five reasons why spring is the perfect time to make your...
by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 8, 2024 | First Time Home Buyers, Home Buying, Mortgage Rates
If you’re in the home-buying market, you’re probably keeping a close eye on mortgage rates. These rates have been on a wild ride in recent years, hitting historic lows, surging, and now gradually coming back down. But what’s driving these...
