by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 18, 2025 | Down Payment Assistance, First Time Home Buyers, Home Buying, Home Prices
California is known for its beautiful landscapes, vibrant cities, and diverse communities—but it’s also famous for its competitive housing market. If you’re considering purchasing a home in California, understanding the mortgage process is essential to ensuring a...
by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 19, 2023 | First Time Home Buyers, Home Buying, Housing Inventory, Mortgage Rates, Real Estate
Ever wondered why finding a house to buy feels like searching for a needle in a haystack these days? It’s a legit question, and you might be thinking about waiting for better times, but hold on a sec – that might not be the smartest move. Here’s the...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 16, 2023 | First Time Home Buyers, Home Buying
Are you planning to buy a home this spring? Though things are more balanced than they were a year ago, it’s still considered a sellers’ market. So, when you find the home you want to buy, remember these tips to help make your best offer and better your chances of...
by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 20, 2023 | First Time Home Buyers, Home Buying
A lot of financial planning and consideration goes into purchasing a home. While the most obvious monetary consideration is how much a borrower might need to save for a down payment, it is also important to plan ahead for other closing costs they have to pay. To...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 11, 2023 | First Time Home Buyers, Home Buying
Are you in the market to purchase your first home? One of the most important things you can do before you even start looking is to make sure you are financially ready for your purchase. Here are a few fundamentals you should focus on when you first set your goals on...
