Meet Loan Officer Silva Guemiksizian

With years of experience in mortgage lending, finance, and client service, I’m passionate about helping individuals and families find the right financing solution for their needs. I specialize in a wide range of loan programs, including Conventional, FHA, VA, Jumbo, Non-QM, Bank Statement, DSCR, HELOCs, second mortgages, and down payment assistance programs.

For me, helping someone purchase a home is about much more than financing. I understand how special it is to have a place to call your own—a space where families can grow, gather, and create lasting memories. I truly enjoy being part of that journey and helping make homeownership possible for my clients.

Outside of work, I value spending quality time with my family and creating memories together. I bring that same appreciation for family and home into the work I do every day, and I look forward to working with you and helping you achieve your homeownership and financial goals.

NMLS ID: 1714310

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Who We Are

We’re A California-based Mortgage Team Built Around One Simple Idea: Public Employees Deserve Better When It Comes To Home Loans.

We act like the local lender you’d find in your hometown - the kind that answers the phone, explains things clearly, and sticks with you - while serving communities across the entire state.

Our Approach

What We Stand For

Four principles guide everything we do:

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Respect

Your time matters. We move fast and keep it simple.

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Transparency

You see exactly what you're getting and what it costs.

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Clarity

No hidden fees. No jargon. Just straight talk.

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Care

We remember why we do this. For people like you.

Our Process

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What It's Like To Work With Us

Four steps. No surprises. Just clarity from start to finish.

Check Your Eligibility

Quick assessment to see what you might qualify for as a public employee.

Explore Your Options

We show you real numbers and real choices tailored to your situation.

Talk To A Real Person

A loan officer guides you through everything. No transfers, no waiting.

Close With Confidence

We handle the details so you can focus on moving into your home.

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See What You Qualify For

It’s fast, free, and gives you clarity on your options