I’m a San Diego based Mortgage Loan Officer with HappyDog, committed to helping homebuyers and investors unlock long term wealth through smart financing.
My 14 years in the luxury wine industry taught me the art of high-touch client service and lasting relationship skills I now channel into guiding borrowers smoothly from pre-approval to closing. Beyond lending expertise, I bring hands on experience in real estate development and renovations, so I can quickly assess how property improvements translate into equity, cash flow, and future lending options.
Whether structuring a first time buyer loan, a cash-out refinance, or creative financing for an investment property, I focus on clear communication, strategic thinking, and solutions tailored to each client’s goals. My mission is simple: provide the insight and loan products that turn real estate into a vehicle for growth, income, and lifestyle flexibility.
NMLS ID: 2489132
Who We Are
We act like the local lender you’d find in your hometown - the kind that answers the phone, explains things clearly, and sticks with you - while serving communities across the entire state.
Our Approach
Four principles guide everything we do:
Your time matters. We move fast and keep it simple.
You see exactly what you're getting and what it costs.
No hidden fees. No jargon. Just straight talk.
We remember why we do this. For people like you.
Our Process
Four steps. No surprises. Just clarity from start to finish.
Quick assessment to see what you might qualify for as a public employee.
We show you real numbers and real choices tailored to your situation.
A loan officer guides you through everything. No transfers, no waiting.
We handle the details so you can focus on moving into your home.
It’s fast, free, and gives you clarity on your options
