Born in Mt. Shasta and raised in Northern California, Jason Pezzetti brings a wealth of local knowledge and passion to his role in the mortgage industry. A Chico State graduate, Jason has been helping clients navigate the home-buying process for 8 years. Before his career in mortgages, Jason was a teacher, and his love for education continues as he enjoys explaining the many mortgage programs available to help clients achieve their financial goals.
Who We Are
We act like the local lender you’d find in your hometown - the kind that answers the phone, explains things clearly, and sticks with you - while serving communities across the entire state.
I discovered Jason and HappyDog through a websearch. We had just found out we were going to lose our rental and needed to purchase a home. We weren’t planning to purchase a home and were ill-prepared…
Chris L.
Jason Pezzetti and his team are incredible! I’ve worked with him several times utilizing this incredible program and getting state employees into homes for little out of pocket!
Gaea K.
I worked with Jason and had a great experience buying my home. I probably wouldn’t have been able to get in the market otherwise.
Lily T.
Great rates, good communication and pleasant to work with—would recommend
Linda W.
Professional , clear and detailed throughout the whole process , help clients each step It was a wonderful experience
D&V T.
Friendly, easy process, didn’t make me feel dumb when I asked questions, customer oriented, efficient team- each member we worked with had the same positive attitude and “worked for us” rather than themselves.,,
Kathi D.
Our Approach
Four principles guide everything we do:
Your time matters. We move fast and keep it simple.
You see exactly what you're getting and what it costs.
No hidden fees. No jargon. Just straight talk.
We remember why we do this. For people like you.
Our Process
Four steps. No surprises. Just clarity from start to finish.
Quick assessment to see what you might qualify for as a public employee.
We show you real numbers and real choices tailored to your situation.
A loan officer guides you through everything. No transfers, no waiting.
We handle the details so you can focus on moving into your home.
It’s fast, free, and gives you clarity on your options
