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Fairway: Your Credit-Friendly Mortgage Partner
At Fairway Independent Mortgage Corp, we're committed to providing you with a seamless and stress-free mortgage experience. One of the ways we achieve this is by using soft credit pulls for prequalification. Why Soft Credit Pulls Matter Soft credit pulls offer...
Bank Statement Loans: What Are They and Who Should Get One?
If you're self-employed or have income that’s hard to show through tax returns or pay stubs, getting a mortgage might seem tricky. But don’t worry—there's a loan just for you: the bank statement loan. In this guide, I’ll walk you through what it is, how it works, and...
First-Time Homebuyer Guide
Buying a home for the first time can feel like a big leap, especially in California where home prices can be intimidating. But don’t worry—there are several programs available that can help make homeownership more accessible and affordable. Two of the main...
Mortgage Rates Are Low – Is It Time to Refinance?
Did you hear? Mortgage rates are at a 15-month low right now, and with the Fed cutting rates, they might drop even more. If you’ve been thinking about refinancing your mortgage, this could be a great time to do it and save some money. But before jumping in, let’s...
A Brighter Future – Market Update!
Today's mortgage scene is looking a bit brighter! The average rate for a 30-year fixed mortgage is now 6.51%, a small drop from last week. Meanwhile, the 15-year fixed rate is sitting at 5.91%, also down slightly. With inflation finally cooling off and the job market...
What is a Mortgage Recast?
What is a Mortgage Recast? If you're wanting to reduce your monthly mortgage payment without refinancing, mortgage recasting might be the answer you're looking for. By making a lump sum payment towards your principal balance, you can effectively lower your monthly...
6 Mortgage Terms for First-Time Borrowers
When you begin the journey to purchase your first home, securing a mortgage is likely on your to-do list. Navigating the mortgage process for the first time can feel like learning a new language. To help you get started, here are six essential mortgage terms you need...
Beat The Heat – Top 5 Reasons to Buy a Home During Spring
Springtime brings more than just blooming flowers and warmer weather—it's also an ideal season to consider purchasing a home. From favorable market conditions to the vibrant atmosphere, here are the top five reasons why spring is the perfect time to make your move in...
Two Key Factors that Impact Mortgage Rates
If you're in the home-buying market, you're probably keeping a close eye on mortgage rates. These rates have been on a wild ride in recent years, hitting historic lows, surging, and now gradually coming back down. But what's driving these fluctuations? The answer is...
Must-Have Skills for Your Listing Agent
Selling your house is a big decision. It's a mix of excitement and nerves all bundled up. A key factor in ensuring a successful sale is finding the right listing agent who can expertly navigate you through the process. A listing agent, also known as a seller's agent,...