by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 21, 2025 | First Time Home Buyers, Home Buying, Mortgage Rates, Real Estate, Selling Your Home
One of the biggest misconceptions in home buying is focusing solely on interest rates. Here’s the truth: you only get one chance to lock in a lower home price. Interest rates, on the other hand, can always be improved through a refinance when they drop in the future....
by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 14, 2025 | Home Buying, Market Update, Mortgage Rates, Real Estate
As we step into 2025, the housing market remains a hot topic. While last year brought some major challenges, many of those trends are expected to carry over into the new year. Here’s a simple breakdown of Fannie Mae’s key predictions for the housing market in 2025—and...
by Chris Kobz, SVP & Director of California Employee Loan Program | Dec 10, 2024 | Home Buying, Real Estate
Why Buying a Home Can Help Build Wealth Over Time For many, buying a home is the largest financial decision they’ll ever make—and it’s also one of the most effective ways to build wealth. While renting is simply an expense, homeownership offers an opportunity to grow...
by Chris Kobz, SVP & Director of California Employee Loan Program | Dec 3, 2024 | First Time Home Buyers, Home Buying, Market Update, Real Estate
More Buying Power for Homebuyers in 2025: Conforming Loan Limits Raised to $806,500! Big news for homebuyers—your purchasing power just got a boost! The Federal Housing Finance Agency (FHFA) has announced an increase in the conforming loan limit for...
by Chris Kobz, SVP & Director of California Employee Loan Program | Nov 26, 2024 | First Time Home Buyers, Home Buying, Real Estate
Investing in real estate as early as possible is one of the smartest financial decisions you can make, especially if you’re in California, where programs like bond initiatives can help you purchase a home with no down payment. These opportunities make entering the...
by Chris Kobz, SVP & Director of California Employee Loan Program | Nov 19, 2024 | First Time Home Buyers, Home Buying, Real Estate, Technical Mortgages
Ever wondered how some investors in their 20s manage to own 20 (or more!) properties before they even hit 30? It’s not because they’ve won the lottery or inherited millions. Their secret? DSCR Loans (Debt Service Coverage Ratio Loans). At Fairway, we specialize in...
