by Becky Webber | Sep 26, 2024 | First Time Home Buyers, Home Buying, Technical Mortgages
If you’re self-employed or have income that’s hard to show through tax returns or pay stubs, getting a mortgage might seem tricky. But don’t worry—there’s a loan just for you: the bank statement loan. In this guide, I’ll walk you through what it is, how it...
by Becky Webber | Sep 18, 2024 | Down Payment Assistance, First Time Home Buyers, Home Buying
Buying a home for the first time can feel like a big leap, especially in California where home prices can be intimidating. But don’t worry—there are several programs available that can help make homeownership more accessible and affordable. Two of the main...
by Becky Webber | Aug 27, 2024 | First Time Home Buyers, Home Buying, Market Update, Mortgage Rates
Today’s mortgage scene is looking a bit brighter! The average rate for a 30-year fixed mortgage is now 6.51%, a small drop from last week. Meanwhile, the 15-year fixed rate is sitting at 5.91%, also down slightly. With inflation finally cooling off and the job...
by Becky Webber | Jun 11, 2024 | First Time Home Buyers, Home Buying, Technical Mortgages
When you begin the journey to purchase your first home, securing a mortgage is likely on your to-do list. Navigating the mortgage process for the first time can feel like learning a new language. To help you get started, here are six essential mortgage terms you need...
by Becky Webber | Mar 20, 2024 | Home Buying, Housing Inventory, Real Estate
Springtime brings more than just blooming flowers and warmer weather—it’s also an ideal season to consider purchasing a home. From favorable market conditions to the vibrant atmosphere, here are the top five reasons why spring is the perfect time to make your...
by Becky Webber | Feb 8, 2024 | First Time Home Buyers, Home Buying, Mortgage Rates
If you’re in the home-buying market, you’re probably keeping a close eye on mortgage rates. These rates have been on a wild ride in recent years, hitting historic lows, surging, and now gradually coming back down. But what’s driving these...
