HappyDog CELP
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    • Loan Officer – Megan Dusell
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    • USDA Mortgage Loan
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  • Our Blog
HappyDog CELP
  • Get Started
    • Buy
    • Refinance
  • Mortgage Calculator
    • Purchase Calculator
    • Refinance Calculator
  • Loan Officers
    • Loan Officer – Jason Pezzetti
    • Loan Officer – Megan Dusell
    • Loan Officer – Mike McKee
    • Loan Officer – Tori Goble
  • Loan Products
    • Adjustable-Rate Mortgage Loan
    • Conventional Loan
    • Down Payment Assistance
    • FHA Mortgage Loan
    • Fixed-Rate Mortgage Loan
    • Jumbo Mortgage Loan
    • Physician Loan Mortgage
    • Refinance Loan
    • Reverse Mortgage Loan
    • USDA Mortgage Loan
    • VA Mortgage Loan
  • Our Blog
  • 810-275-1714
  • Apply Now
Conforming Loan Limits Raised!

Conforming Loan Limits Raised!

by Chris Kobz, SVP & Director of California Employee Loan Program | Dec 3, 2024 | First Time Home Buyers, Home Buying, Market Update, Real Estate

More Buying Power for Homebuyers in 2025: Conforming Loan Limits Raised to $806,500!   Big news for homebuyers—your purchasing power just got a boost! The Federal Housing Finance Agency (FHFA) has announced an increase in the conforming loan limit for...
What’s Behind the Housing Inventory Shortage?

What’s Behind the Housing Inventory Shortage?

by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 19, 2023 | First Time Home Buyers, Home Buying, Housing Inventory, Mortgage Rates, Real Estate

Ever wondered why finding a house to buy feels like searching for a needle in a haystack these days? It’s a legit question, and you might be thinking about waiting for better times, but hold on a sec – that might not be the smartest move. Here’s the...
Buyer Activity is Up Despite Higher Mortgage Rates

Buyer Activity is Up Despite Higher Mortgage Rates

by Chris Kobz, SVP & Director of California Employee Loan Program | May 9, 2023 | Home Buying, Selling Your Home

If you’re a homeowner thinking about listing your home this spring, you may be wondering if it’s still a good time to sell your house. Here’s the good news. Even with higher mortgage rates, buyer traffic is actually picking up speed. Data from the latest ShowingTime...
How Homeownership is Life-Changing for Many Women

How Homeownership is Life-Changing for Many Women

by Chris Kobz, SVP & Director of California Employee Loan Program | Apr 3, 2023 | First Time Home Buyers, Home Buying

Last month was Women’s History Month, and many of us spent time reflecting on the impact women have had in our lives. One thing you might not have considered during this past month is the impact that women have had on the housing market as well. In fact, since 1981,...
Tips For Making Your Best Offer on a Home

Tips For Making Your Best Offer on a Home

by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 16, 2023 | First Time Home Buyers, Home Buying

Are you planning to buy a home this spring? Though things are more balanced than they were a year ago, it’s still considered a sellers’ market. So, when you find the home you want to buy, remember these tips to help make your best offer and better your chances of...
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HappyDog CELP

300 Salem Street, Chico, CA 95928   |   Go Rascal Inc. NMLS ID: 2072896

HappyDog is a registered DBA of Go Rascal Inc., a licensed mortgage broker. Loans are arranged through third-party lenders. All loans are subject to underwriting approval, terms and conditions may apply, and programs are subject to change without notice. We are an Equal Housing Opportunity mortgage broker. We do not discriminate based on race, color, religion, nation origin, sex, familial status, or disability. This website is intended for consumers in Arizona, California, Colorado, Oregon, Texas, and Washington only. Go Rascal Inc. does not conduct business as HappyDog in any states not listed.

Complaints may be directed to: (877) 699-0353 or Email us: celpteam@happydog.com.

NMLS Consumer Access

Equal Housing Opportunity