HappyDog CELP
  • 810-275-1714
  • Apply Now
  • Get Started
    • Buy
    • Refinance
  • Check Eligibility
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    • Purchase Calculator
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  • Loan Officers
    • Loan Officer – Jason Pezzetti
    • Loan Officer – Megan Dusell
    • Loan Officer – Mike McKee
    • Loan Officer – Tori Goble
  • Loan Products
    • Adjustable-Rate Mortgage Loan
    • Conventional Loan
    • Down Payment Assistance
    • FHA Mortgage Loan
    • Fixed-Rate Mortgage Loan
    • Jumbo Mortgage Loan
    • Physician Loan Mortgage
    • Refinance Loan
    • Reverse Mortgage Loan
    • USDA Mortgage Loan
    • VA Mortgage Loan
  • Our Blog
HappyDog CELP
  • Get Started
    • Buy
    • Refinance
  • Mortgage Calculator
    • Purchase Calculator
    • Refinance Calculator
  • Loan Officers
    • Loan Officer – Jason Pezzetti
    • Loan Officer – Megan Dusell
    • Loan Officer – Mike McKee
    • Loan Officer – Tori Goble
  • Loan Products
    • Adjustable-Rate Mortgage Loan
    • Conventional Loan
    • Down Payment Assistance
    • FHA Mortgage Loan
    • Fixed-Rate Mortgage Loan
    • Jumbo Mortgage Loan
    • Physician Loan Mortgage
    • Refinance Loan
    • Reverse Mortgage Loan
    • USDA Mortgage Loan
    • VA Mortgage Loan
  • Our Blog
  • 810-275-1714
  • Apply Now
Don’t Miss Your Refi Window: How Refinancing Could Save You Hundreds Each Month

Don’t Miss Your Refi Window: How Refinancing Could Save You Hundreds Each Month

by Chris Kobz, SVP & Director of California Employee Loan Program | Jun 5, 2025 | Home Refinance, Market Update, Mortgage Rates

If you’ve been keeping an eye on mortgage rates, now is the time to lean in. They’re at a level that could mean serious savings—we’re talking hundreds of dollars a month. If refinancing has been sitting on your to-do list, this could be the window you’ve been...
Save Big with the California Employee Loan Program – Purchase, Refinance, and Cash-Out Options!

Save Big with the California Employee Loan Program – Purchase, Refinance, and Cash-Out Options!

by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 27, 2025 | Home Buying, Home Refinance

We’re proud to offer exclusive benefits through our California Employee Loan Program (CELP) that can help you save thousands when buying, refinancing, or taking cash out. Whether you’re looking to purchase a home, consolidate debt, or fund a project, our program...
California Public Employees: Now’s the Time to Maximize Your Home Equity!

California Public Employees: Now’s the Time to Maximize Your Home Equity!

by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 4, 2025 | Home Refinance, Market Update, Mortgage Rates

With interest rates continuing to drop and exclusive discounts for California’s city, county, and state employees, there has never been a better time to evaluate your financial situation and see how a Cash-Out Refinance can help you consolidate debt, lower your...

THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT

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HappyDog CELP

300 Salem Street, Chico, CA 95928   |   Go Rascal Inc. NMLS ID: 2072896

HappyDog is a registered DBA of Go Rascal Inc., a licensed mortgage broker. Loans are arranged through third-party lenders. All loans are subject to underwriting approval, terms and conditions may apply, and programs are subject to change without notice. We are an Equal Housing Opportunity mortgage broker. We do not discriminate based on race, color, religion, nation origin, sex, familial status, or disability. This website is intended for consumers in Arizona, California, Colorado, Oregon, Texas, and Washington only. Go Rascal Inc. does not conduct business as HappyDog in any states not listed.

Complaints may be directed to: (877) 699-0353 or Email us: celpteam@happydog.com.

NMLS Consumer Access

Equal Housing Opportunity