How Do 20-Something Investors Own 20 Properties? Here’s Their Secret
Ever wondered how some investors in their 20s manage to own 20 (or more!) properties before they even hit 30? It’s not because they’ve won the lottery or inherited millions. Their secret? DSCR Loans (Debt Service Coverage Ratio Loans). We specialize in programs like DSCR loans that empower investors like you to scale your real […]
Stay Ahead with Rate Alerts
Stay Ahead of the Market with the California Employee Loan Program (CELP) Team at Fairway Independent Mortgage Corp. The California Employee Loan Program (CELP) Team at Fairway Independent Mortgage Corp. is proud to introduce a new service designed to make homeownership more accessible for public employees across California. Our innovative Mortgage Rate Alert Service tracks […]
Fairway: Your Credit-Friendly Mortgage Partner
At Fairway Independent Mortgage Corp, we’re committed to providing you with a seamless and stress-free mortgage experience. One of the ways we achieve this is by using soft credit pulls for prequalification. Why Soft Credit Pulls Matter Soft credit pulls offer several advantages: No impact on credit score: Unlike hard credit pulls, soft credit […]
Bank Statement Loans: What Are They and Who Should Get One?
If you’re self-employed or have income that’s hard to show through tax returns or pay stubs, getting a mortgage might seem tricky. But don’t worry—there’s a loan just for you: the bank statement loan. In this guide, I’ll walk you through what it is, how it works, and if it might be the right option for […]
What is a Mortgage Recast?
What is a Mortgage Recast? If you’re wanting to reduce your monthly mortgage payment without refinancing, mortgage recasting might be the answer you’re looking for. By making a lump sum payment towards your principal balance, you can effectively lower your monthly payment while keeping your original interest rate and loan term. This process, also known […]