by Chris Kobz, SVP & Director of California Employee Loan Program | Apr 16, 2025 | First Time Home Buyers, Home Buying, Home Prices, Real Estate
If you’re a California public employee and feeling overwhelmed by multiple monthly bills—credit cards, car payments, student loans—you’re not alone. It’s tough to get ahead when everything’s pulling from your paycheck at once. But there’s a smarter way to manage it...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 18, 2025 | Down Payment Assistance, First Time Home Buyers, Home Buying, Home Prices
California is known for its beautiful landscapes, vibrant cities, and diverse communities—but it’s also famous for its competitive housing market. If you’re considering purchasing a home in California, understanding the mortgage process is essential to ensuring a...
by Chris Kobz, SVP & Director of California Employee Loan Program | Nov 5, 2024 | First Time Home Buyers, Home Buying, Home Prices, Market Update, Mortgage Rates
With the presidential election around the corner, mortgage rates might be feeling the effects, depending on who wins. Here’s a quick look at what could happen: Rates Are Rising Mortgage rates have increased in recent weeks, influenced by market expectations...
by Chris Kobz, SVP & Director of California Employee Loan Program | Dec 20, 2022 | Home Prices, Selling Your Home
If you’re one of the millions of people considering buying or selling a home in the coming year, you likely have questions about home pricing and what you should expect as the housing market continues to cool from the 2021 craze. Although experts don’t...