by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 8, 2024 | First Time Home Buyers, Home Buying, Mortgage Rates
If you’re in the home-buying market, you’re probably keeping a close eye on mortgage rates. These rates have been on a wild ride in recent years, hitting historic lows, surging, and now gradually coming back down. But what’s driving these...
by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 19, 2023 | First Time Home Buyers, Home Buying, Housing Inventory, Mortgage Rates, Real Estate
Ever wondered why finding a house to buy feels like searching for a needle in a haystack these days? It’s a legit question, and you might be thinking about waiting for better times, but hold on a sec – that might not be the smartest move. Here’s the...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jul 24, 2023 | First Time Home Buyers, Home Buying, Mortgage Rates
Before you decide to sell your house, it’s important to have an understanding of the current housing market. One trend we are noticing is that homebuyers are starting to adapt to today’s mortgage rates and appear to be accepting them as the new normal. Looking at the...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jun 23, 2023 | Home Buying, Real Estate, Selling Your Home
With mortgage rates high and an increasing uncertainty being felt throughout the market, many prospective home sellers and hopeful buyers are feeling nervous when it comes to their future home goals. We believe that knowledge is power so we’ve found answers to...
by Chris Kobz, SVP & Director of California Employee Loan Program | May 9, 2023 | Home Buying, Selling Your Home
If you’re a homeowner thinking about listing your home this spring, you may be wondering if it’s still a good time to sell your house. Here’s the good news. Even with higher mortgage rates, buyer traffic is actually picking up speed. Data from the latest ShowingTime...
by Chris Kobz, SVP & Director of California Employee Loan Program | Apr 3, 2023 | First Time Home Buyers, Home Buying
Last month was Women’s History Month, and many of us spent time reflecting on the impact women have had in our lives. One thing you might not have considered during this past month is the impact that women have had on the housing market as well. In fact, since 1981,...
