by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 20, 2025 | Down Payment Assistance, First Time Home Buyers, Home Buying, Real Estate
Thinking about buying a home but worried about the upfront costs? The California Employee Loan Team is trained and certified in all CalHFA programs, giving you access to exclusive assistance that can cover your down payment and closing costs. What is CalHFA and Why...
by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 11, 2025 | Credit, Credit Score, Home Buying
When starting the home loan process, one of the most common concerns among buyers is how a mortgage preapproval will impact their credit score. At Fairway Independent Mortgage Corporation, we prioritize your financial well-being and privacy. That’s why we use a...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 29, 2025 | Home Buying
If you’re thinking about buying a home, you’ve probably heard that the real estate market can be competitive. In many areas, desirable homes receive multiple offers within days—or even hours—of hitting the market. When sellers have multiple offers to...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 21, 2025 | First Time Home Buyers, Home Buying, Mortgage Rates, Real Estate, Selling Your Home
One of the biggest misconceptions in home buying is focusing solely on interest rates. Here’s the truth: you only get one chance to lock in a lower home price. Interest rates, on the other hand, can always be improved through a refinance when they drop in the future....
by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 14, 2025 | Home Buying, Market Update, Mortgage Rates, Real Estate
As we step into 2025, the housing market remains a hot topic. While last year brought some major challenges, many of those trends are expected to carry over into the new year. Here’s a simple breakdown of Fannie Mae’s key predictions for the housing market in 2025—and...
by Chris Kobz, SVP & Director of California Employee Loan Program | Dec 10, 2024 | Home Buying, Real Estate
Why Buying a Home Can Help Build Wealth Over Time For many, buying a home is the largest financial decision they’ll ever make—and it’s also one of the most effective ways to build wealth. While renting is simply an expense, homeownership offers an opportunity to grow...
