by Chris Kobz, SVP & Director of California Employee Loan Program | Apr 16, 2025 | First Time Home Buyers, Home Buying, Home Prices, Real Estate
If you’re a California public employee and feeling overwhelmed by multiple monthly bills—credit cards, car payments, student loans—you’re not alone. It’s tough to get ahead when everything’s pulling from your paycheck at once. But there’s a smarter way to manage it...
by Chris Kobz, SVP & Director of California Employee Loan Program | Apr 1, 2025 | Home Buying, Housing Inventory, Market Update, Real Estate
The real estate market is always shifting, and right now, it’s tilting in favor of buyers. If you’ve been thinking about purchasing a home, this could be your golden opportunity. However, waiting too long could mean missing out on key advantages that won’t last...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 27, 2025 | Home Buying, Home Refinance
At Fairway Independent Mortgage Corporation, we’re proud to offer exclusive benefits through our California Employee Loan Program (CELP) that can help you save thousands when buying, refinancing, or taking cash out. Whether you’re looking to purchase a home,...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 18, 2025 | Down Payment Assistance, First Time Home Buyers, Home Buying, Home Prices
California is known for its beautiful landscapes, vibrant cities, and diverse communities—but it’s also famous for its competitive housing market. If you’re considering purchasing a home in California, understanding the mortgage process is essential to ensuring a...
by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 20, 2025 | Down Payment Assistance, First Time Home Buyers, Home Buying, Real Estate
Thinking about buying a home but worried about the upfront costs? The California Employee Loan Team is trained and certified in all CalHFA programs, giving you access to exclusive assistance that can cover your down payment and closing costs. What is CalHFA and Why...
by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 11, 2025 | Credit, Credit Score, Home Buying
When starting the home loan process, one of the most common concerns among buyers is how a mortgage preapproval will impact their credit score. At Fairway Independent Mortgage Corporation, we prioritize your financial well-being and privacy. That’s why we use a...