by Chris Kobz, SVP & Director of California Employee Loan Program | Apr 3, 2023 | First Time Home Buyers, Home Buying
Last month was Women’s History Month, and many of us spent time reflecting on the impact women have had in our lives. One thing you might not have considered during this past month is the impact that women have had on the housing market as well. In fact, since 1981,...
by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 16, 2023 | First Time Home Buyers, Home Buying
Are you planning to buy a home this spring? Though things are more balanced than they were a year ago, it’s still considered a sellers’ market. So, when you find the home you want to buy, remember these tips to help make your best offer and better your chances of...
by Chris Kobz, SVP & Director of California Employee Loan Program | Feb 20, 2023 | First Time Home Buyers, Home Buying
A lot of financial planning and consideration goes into purchasing a home. While the most obvious monetary consideration is how much a borrower might need to save for a down payment, it is also important to plan ahead for other closing costs they have to pay. To...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 23, 2023 | First Time Home Buyers, Home Buying, Technical Mortgages
Okay. We’re about to get a tad technical here… but I promise it’s good news! Have you ever heard of an LLPA? LLPA’s (Loan-Level Price Adjustments) can be described as the following: A loan-level pricing adjustment (LLPA) is a risk-based fee...
by Chris Kobz, SVP & Director of California Employee Loan Program | Jan 11, 2023 | First Time Home Buyers, Home Buying
Are you in the market to purchase your first home? One of the most important things you can do before you even start looking is to make sure you are financially ready for your purchase. Here are a few fundamentals you should focus on when you first set your goals on...
