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What’s Behind the Housing Inventory Shortage?
Ever wondered why finding a house to buy feels like searching for a needle in a haystack these days? It's a legit question, and you might be thinking about waiting for better times, but hold on a sec – that might not be the smartest move. Here's the lowdown. First...
The New Normal: Are Homebuyers Getting Used to Interest Rates
Before you decide to sell your house, it’s important to have an understanding of the current housing market. One trend we are noticing is that homebuyers are starting to adapt to today’s mortgage rates and appear to be accepting them as the new normal. Looking at the...
6 Questions About Today’s Real Estate Market
With mortgage rates high and an increasing uncertainty being felt throughout the market, many prospective home sellers and hopeful buyers are feeling nervous when it comes to their future home goals. We believe that knowledge is power so we've found answers to some of...
Buyer Activity is Up Despite Higher Mortgage Rates
If you’re a homeowner thinking about listing your home this spring, you may be wondering if it’s still a good time to sell your house. Here’s the good news. Even with higher mortgage rates, buyer traffic is actually picking up speed. Data from the latest ShowingTime...
How Homeownership is Life-Changing for Many Women
Last month was Women’s History Month, and many of us spent time reflecting on the impact women have had in our lives. One thing you might not have considered during this past month is the impact that women have had on the housing market as well. In fact, since 1981,...
Tips For Making Your Best Offer on a Home
Are you planning to buy a home this spring? Though things are more balanced than they were a year ago, it’s still considered a sellers’ market. So, when you find the home you want to buy, remember these tips to help make your best offer and better your chances of...
What You Should Know About Closing Costs
A lot of financial planning and consideration goes into purchasing a home. While the most obvious monetary consideration is how much a borrower might need to save for a down payment, it is also important to plan ahead for other closing costs they have to pay. To...
What is an LLPA?
Okay. We're about to get a tad technical here... but I promise it's good news! Have you ever heard of an LLPA? LLPA's (Loan-Level Price Adjustments) can be described as the following: A loan-level pricing adjustment (LLPA) is a risk-based fee assessed to mortgage...
Financial Fundamentals for First-Time Homebuyers
Are you in the market to purchase your first home? One of the most important things you can do before you even start looking is to make sure you are financially ready for your purchase. Here are a few fundamentals you should focus on when you first set your goals on...
What’s Going on with Home Prices? Ask a Professional (That’s Me!).
If you're one of the millions of people considering buying or selling a home in the coming year, you likely have questions about home pricing and what you should expect as the housing market continues to cool from the 2021 craze. Although experts don't expect housing...