Thinking about buying a home but worried about the upfront costs? The California Employee Loan Team is trained and certified in all CalHFA programs, giving you access to exclusive assistance that can cover your down payment and closing costs.
What is CalHFA and Why Does It Exist?
The California Housing Finance Agency (CalHFA) was established in 1975 to make homeownership more accessible for Californians. As an independent state agency, CalHFA provides affordable financing and down payment assistance to first-time homebuyers, aiming to bridge the affordability gap in the state’s housing market.
How Can You Buy a Home with No Money Down?
By leveraging CalHFA’s down payment and closing cost assistance, we can help you:
• Move in with little to no upfront expenses
• Keep more of your savings while still becoming a homeowner
• Secure a competitive fixed-rate loan
These programs are designed to make homeownership possible even in competitive markets.
Let’s Make Homeownership Simple
We understand that the homebuying process can feel overwhelming, but we’re here to make it easy. Our team will guide you through your options, break down the numbers, and provide clear guidance—all at no cost to you.
Not a First-Time Buyer? We’ve Got You Covered!
In addition to CalHFA programs, we’re also a preferred lender for the Golden State Finance Authority (GSFA) down payment assistance program, which does not require you to be a first-time homebuyer.
Let’s connect and see how we can make homeownership a reality for you.