Blog
If you’ve worked with us before, you already know what we’re about, helping California public employees navigate homeownership with better options, better guidance, and a smoother experience. Now, that same
For the first time in almost a year, the 10-year Treasury yield has fallen below 4%. Why does this matter? Because mortgage rates are closely tied to the 10-year Treasury
If you’ve been keeping an eye on mortgage rates, now is the time to lean in. They’re at a level that could mean serious savings—we’re talking hundreds of dollars a
What if buying a home was easier — and more affordable — than you thought? Most buyers overestimate what it takes to qualify for a home. With the CELP Team,
If you’re a California public employee and feeling overwhelmed by multiple monthly bills—credit cards, car payments, student loans—you’re not alone. It’s tough to get ahead when everything’s pulling from your
The real estate market is always shifting, and right now, it’s tilting in favor of buyers. If you’ve been thinking about purchasing a home, this could be your golden opportunity.
We’re proud to offer exclusive benefits through our California Employee Loan Program (CELP) that can help you save thousands when buying, refinancing, or taking cash out. Whether you’re looking to
California is known for its beautiful landscapes, vibrant cities, and diverse communities—but it’s also famous for its competitive housing market. If you’re considering purchasing a home in California, understanding the
With interest rates continuing to drop and exclusive discounts for California’s city, county, and state employees, there has never been a better time to evaluate your financial situation and see
