purchase Archives - California Employee Loan Program

The 10-Year Treasury Just Dropped Below 4% — What That Means for Mortgage Rates (and Public Employees)

by Chris Kobz, SVP & Director of California Employee Loan Program | Sep 17, 2025 | Home Prices, Home Refinance

For the first time in almost a year, the 10-year Treasury yield has fallen below 4%. Why does this matter? Because mortgage rates are closely tied to the 10-year Treasury — when yields drop, mortgage rates often follow. But here’s the catch: the last time we saw this...

Save Big with the California Employee Loan Program – Purchase, Refinance, and Cash-Out Options!

by Chris Kobz, SVP & Director of California Employee Loan Program | Mar 27, 2025 | Home Buying, Home Refinance

We’re proud to offer exclusive benefits through our California Employee Loan Program (CELP) that can help you save thousands when buying, refinancing, or taking cash out. Whether you’re looking to purchase a home, consolidate debt, or fund a project, our program...